Is the 2020 Volvo XC60 reliable?

The 2020 Volvo XC60 has 28 complaints filed with NHTSA (0.5x the segment average). Our reliability verdict: excellent. Most common issue: ELECTRICAL problems.

What are common problems with the 2020 Volvo XC60?

Top problems: ELECTRICAL (7 complaints, avg repair $500); OTHER (4 complaints, avg repair $500); BRAKES (4 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2020 Volvo XC60?

Yes, there are 6 recall(s): FORWARD COLLISION AVOIDANCE: AUTOMATIC EMERGENCY BRAKING, SERVICE BRAKES, HYDRAULIC:ANTILOCK/TRACTION CONTROL/ELECTRONIC LIMITED SLIP, ELECTRICAL SYSTEM:WIRING:FUSES AND CIRCUIT BREAKERS, VISIBILITY:WINDSHIELD WIPER/WASHER:LINKAGES, STEERING, ELECTRICAL SYSTEM:SOFTWARE. Contact any Volvo dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to fuel a 2020 Volvo XC60?

The 2020 Volvo XC60 gets 23 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $2087. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2020 Volvo XC60?

Estimated US average full-coverage insurance for the 2020 Volvo XC60 is approximately $2,143/year (sedan-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2020 Volvo XC60

Problems, Recalls & Reliability Report

Excellent Reliability

Quick Summary

The 2020 Volvo XC60 has 28 owner complaints filed with NHTSA — that's 0.5x the segment average of 56. The most common issue is electrical problems (25% of all complaints), specifically: tl* the contact owns a 2020 volvo xc60. the contact stated while driving 45 mph, when the vehicle began to decelerate independently and she depressed on the brake pedal to stop the vehicle. the contact stated no warning light was illuminated. the contact stated she continued to drive to her destinat. There are 6 recalls issued for this model year.

3 injuries

Total Complaints

Recalls Issued

—/5

Safety Stars

0.5x

vs Segment Avg

Known Problems(top 5 of 8)

ELECTRICAL

7 complaints

25%

• TL* THE CONTACT OWNS A 2020 VOLVO XC60. THE CONTACT STATED WHILE DRIVING 45 MPH, WHEN THE VEHICLE BEGAN TO DECELERATE INDEPENDENTLY AND SHE DEPRESSED ON THE BRAKE PEDAL TO STOP THE VEHICLE. THE CONTACT STATED NO WARNING LIGHT WAS ILLUMINATED. THE CONTACT STATED SHE CONTINUED TO DRIVE TO HER DESTINAT
• 1. One day after getting car the rear rotors were defective and had to be replaced. 2. Second problem affected stop/start mechanism. Brought car in four times for this repair. First 3 times service department had no idea what was causing problem. Last time brought in for this problem a stop/start
• Initially the center tablet would blackout while I’m backing out of my driveway, I put in reverse. Camera works. I back out and camera completely turns off. Not an issue with dirty camera as it comes in and off. Several times while I’m driving the entire instrument panel blacks out! It’s happened 5

Typical onset: 50K miles Est. repair: $500

“TL* THE CONTACT OWNS A 2020 VOLVO XC60. THE CONTACT STATED WHILE DRIVING 45 MPH, WHEN THE VEHICLE BEGAN TO DECELERATE INDEPENDENTLY AND SHE DEPRESSED ON THE BRAKE PEDAL TO STOP THE VEHICLE. THE CONTACT STATED NO WARNING LIGHT WAS ILLUMINATED. THE CONTACT STATED SHE CONTINUED TO DRIVE TO HER DESTINAT”

— NHTSA complaint filing

Recalls (6)

FORWARD COLLISION AVOIDANCE: AUTOMATIC EMERGENCY BRAKING12/03/2020

Volvo Cars USA LLC (Volvo Cars) is recalling certain 2019-2020 S60, V60, V60 Cross Country, S90L, V90, V90 Cross Country, XC40, XC60, and XC90 vehicles. Due to a software/hardware incompatibility, the Automatic Emergency Brake (AEB) system may not detect obstacles and engage as intended.

Risk: If the automatic emergency braking system does not engage as intended, it can increase the risk of a crash.

Fix: Volvo will notify owners, and dealers will update the Active Safety Domain Master (ASDM) software, free of charge. The recall began April 9, 2020. Owners may contact Volvo customer service at 1-800-458-1552. Volvo's number for this recall is R29998.

Fuel Cost Calculator for 2020 Volvo XC60

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$2,087

Per month

$174

Per mile

17.4¢

MPG

City driving (worst-case MPG)

$2,401/yr

Highway driving (best-case MPG)

$1,778/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2020 Volvo XC60

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$2,143

Full coverage / month

$179

Liability only / year

$710

vs US avg

+28%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-luxury)1.28x

× theft risk1.00x

× safety rating1.00x

× vehicle age1.00x

= Full coverage estimate$2143

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Volvo XC60 Service Intervals

Oil change

10K mi / 12 mo

Tire rotation

10K mi

Brake fluid

24 months

Transmission fluid

60K mi

Engine coolant

100K mi

Spark plugs

60K mi

Cabin air filter

15K mi

Engine air filter

30K mi

Differential (AWD/4WD)

40K mi

T5/T6/T8 all use 4-cylinder engines. T8 plug-in hybrids: battery cooling system serviced with engine coolant.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Volvo New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

4 yr / 50K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

12 yr / unlimited mi

Roadside assistance

4 yr / unlimited mi

Corrosion unlimited miles for 12 years

These are the terms for a new Volvo. If you're buying a used 2020 XC60, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Volvo dealer for VIN-specific remaining warranty.

Estimated Repair Costs

ELECTRICAL(~50K mi)

$500

OTHER(~50K mi)

$500

BRAKES(~50K mi)

$500

VISIBILITY(~50K mi)

$500

DRIVER ASSIST/CAMERAS(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 28 owner complaints for this specific year, here's what to check or ask about:

☐
ELECTRICAL: TL* THE CONTACT OWNS A 2020 VOLVO XC60. THE CONTACT STATED WHILE DRIVING 45 MPH, WHEN THE VEHICLE BEGAN TO DECELERATE INDEPENDENTLY AND SHE DEPRESSED ON THE BRAKE PEDAL TO STOP THE VEHICLE. THE CONTACT STATED NO WARNING LIGHT WAS ILLUMINATED. THE CONTACT STATED SHE CONTINUED TO DRIVE TO HER DESTINAT
Typically appears around 50K miles. Repair cost ~$500
☐
OTHER: WHILE DRIVING ON A FREEWAY (70 DEGREES EXTERNAL TEMP), MY RIGHT REAR WINDOW SPONTANEOUSLY SHATTERED WITH NO CONTACT. THERE WAS A LOUD POP AND THE ENTIRE WINDOW SHATTERED INTO TINY BITS. *TR
Typically appears around 50K miles. Repair cost ~$500
☐
BRAKES: TL* THE CONTACT OWNS A 2020 VOLVO XC60. THE CONTACT STATED WHILE DRIVING 45 MPH, WHEN THE VEHICLE BEGAN TO DECELERATE INDEPENDENTLY AND SHE DEPRESSED ON THE BRAKE PEDAL TO STOP THE VEHICLE. THE CONTACT STATED NO WARNING LIGHT WAS ILLUMINATED. THE CONTACT STATED SHE CONTINUED TO DRIVE TO HER DESTINAT
Typically appears around 50K miles. Repair cost ~$500
☐
VISIBILITY: WHILE DRIVING ON A FREEWAY (70 DEGREES EXTERNAL TEMP), MY RIGHT REAR WINDOW SPONTANEOUSLY SHATTERED WITH NO CONTACT. THERE WAS A LOUD POP AND THE ENTIRE WINDOW SHATTERED INTO TINY BITS. *TR
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 6 recalls have been completed — free at any Volvo dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)