Is the 2012 Volvo XC90 reliable?

The 2012 Volvo XC90 has 6 complaints filed with NHTSA (0.1x the segment average). Our reliability verdict: excellent. Most common issue: OTHER problems.

What are common problems with the 2012 Volvo XC90?

Top problems: OTHER (2 complaints, avg repair $500); ELECTRICAL (1 complaints, avg repair $500); DRIVER ASSIST/CAMERAS (1 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2012 Volvo XC90?

No recalls have been issued for the 2012 Volvo XC90.

How much does it cost to fuel a 2012 Volvo XC90?

The 2012 Volvo XC90 gets 18 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $2667. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2012 Volvo XC90?

Estimated US average full-coverage insurance for the 2012 Volvo XC90 is approximately $1,971/year (sedan-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2012 Volvo XC90

Problems, Recalls & Reliability Report

Excellent Reliability

Quick Summary

The 2012 Volvo XC90 has 6 owner complaints filed with NHTSA — that's 0.1x the segment average of 46. The most common issue is other problems (33% of all complaints), specifically: tl* the contact owns a 2012 volvo xc90. the contact stated that the rear back up camera and gps system worked intermittently. the failure occurred without warning. the vehicle was taken to the dealer approximately six times where the technician diagnosed that the vehicle needed a software update an.

Total Complaints

Recalls Issued

—/5

Safety Stars

0.1x

vs Segment Avg

Known Problems(top 5 of 5)

OTHER

2 complaints

33%

• TL* THE CONTACT OWNS A 2012 VOLVO XC90. THE CONTACT STATED THAT THE REAR BACK UP CAMERA AND GPS SYSTEM WORKED INTERMITTENTLY. THE FAILURE OCCURRED WITHOUT WARNING. THE VEHICLE WAS TAKEN TO THE DEALER APPROXIMATELY SIX TIMES WHERE THE TECHNICIAN DIAGNOSED THAT THE VEHICLE NEEDED A SOFTWARE UPDATE AN
• ON MORNING OF 2/15/2020, I WAS DRIVING MY XC90 (2012, BASE, AUTO TRANSMISSION) ON A CITY STREET WHEN I REALIZED THE STEERING WHEEL WAS NO LONGER IN CONTROL. IT CAUSED THE VEHICLE TO SWING LEFT AND RIGHT BETWEEN THE 2 LANES. I PRESSED HARD ON THE BRAKE TO SLOW DOWN -- THANK GOD THAT CARS BEHIND ME WE

Typical onset: 50K miles Est. repair: $500

“TL* THE CONTACT OWNS A 2012 VOLVO XC90. THE CONTACT STATED THAT THE REAR BACK UP CAMERA AND GPS SYSTEM WORKED INTERMITTENTLY. THE FAILURE OCCURRED WITHOUT WARNING. THE VEHICLE WAS TAKEN TO THE DEALER APPROXIMATELY SIX TIMES WHERE THE TECHNICIAN DIAGNOSED THAT THE VEHICLE NEEDED A SOFTWARE UPDATE AN”

— NHTSA complaint filing

Fuel Cost Calculator for 2012 Volvo XC90

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$2,667

Per month

$222

Per mile

22.2¢

MPG

City driving (worst-case MPG)

$3,001/yr

Highway driving (best-case MPG)

$2,182/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2012 Volvo XC90

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$1,971

Full coverage / month

$164

Liability only / year

$710

vs US avg

+18%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-luxury)1.28x

× theft risk1.00x

× safety rating1.00x

× vehicle age0.92x

= Full coverage estimate$1971

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Volvo XC90 Service Intervals

Oil change

10K mi / 12 mo

Tire rotation

10K mi

Brake fluid

24 months

Transmission fluid

60K mi

Engine coolant

100K mi

Spark plugs

60K mi

Cabin air filter

15K mi

Engine air filter

30K mi

Differential (AWD/4WD)

40K mi

T5/T6/T8 all use 4-cylinder engines. T8 plug-in hybrids: battery cooling system serviced with engine coolant.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Volvo New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

4 yr / 50K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

12 yr / unlimited mi

Roadside assistance

4 yr / unlimited mi

Corrosion unlimited miles for 12 years

These are the terms for a new Volvo. If you're buying a used 2012 XC90, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Volvo dealer for VIN-specific remaining warranty.

Estimated Repair Costs

OTHER(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

DRIVER ASSIST/CAMERAS(~50K mi)

$500

TRANSMISSION(~50K mi)

$500

STEERING(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 6 owner complaints for this specific year, here's what to check or ask about:

☐
OTHER: TL* THE CONTACT OWNS A 2012 VOLVO XC90. THE CONTACT STATED THAT THE REAR BACK UP CAMERA AND GPS SYSTEM WORKED INTERMITTENTLY. THE FAILURE OCCURRED WITHOUT WARNING. THE VEHICLE WAS TAKEN TO THE DEALER APPROXIMATELY SIX TIMES WHERE THE TECHNICIAN DIAGNOSED THAT THE VEHICLE NEEDED A SOFTWARE UPDATE AN
Typically appears around 50K miles. Repair cost ~$500
☐
ELECTRICAL: TL* THE CONTACT OWNS A 2012 VOLVO XC90. THE CONTACT STATED THAT THE REAR BACK UP CAMERA AND GPS SYSTEM WORKED INTERMITTENTLY. THE FAILURE OCCURRED WITHOUT WARNING. THE VEHICLE WAS TAKEN TO THE DEALER APPROXIMATELY SIX TIMES WHERE THE TECHNICIAN DIAGNOSED THAT THE VEHICLE NEEDED A SOFTWARE UPDATE AN
Typically appears around 50K miles. Repair cost ~$500
☐
DRIVER ASSIST/CAMERAS: TL* THE CONTACT OWNS A 2012 VOLVO XC90. THE CONTACT STATED THAT THE REAR BACK UP CAMERA AND GPS SYSTEM WORKED INTERMITTENTLY. THE FAILURE OCCURRED WITHOUT WARNING. THE VEHICLE WAS TAKEN TO THE DEALER APPROXIMATELY SIX TIMES WHERE THE TECHNICIAN DIAGNOSED THAT THE VEHICLE NEEDED A SOFTWARE UPDATE AN
Typically appears around 50K miles. Repair cost ~$500
☐
TRANSMISSION: THERE APPEARS TO BE AN INTERMITENT DEFECT WITH THE TRANSMISSION WHEN THE VEHICLE GETS WET. WHEN WET THE VEHICLE LOCK UP AND NOT EASILY GO INTO FORWARD OR REVERSE. THIS OCCASIONALLY OCCURS AFTER GOING THROUGH A CAR WASH OR WHEN THE VEHICLE IS DRIVEN IN WET WEATHER AND THEN, PARKED. AFTER A FEW HOURS,
Typically appears around 50K miles. Repair cost ~$500
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)