Is the 2016 Lincoln MKT reliable?

The 2016 Lincoln MKT has 10 complaints filed with NHTSA (0.4x the segment average). Our reliability verdict: excellent. Most common issue: BODY/STRUCTURE problems.

What are common problems with the 2016 Lincoln MKT?

Top problems: BODY/STRUCTURE (2 complaints, avg repair $500); OTHER (2 complaints, avg repair $500); VISIBILITY (1 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2016 Lincoln MKT?

Yes, there are 3 recall(s): ENGINE AND ENGINE COOLING:ENGINE:GASOLINE:TURBO/SUPERCHARGER, SUSPENSION:REAR, STRUCTURE:BODY. Contact any Lincoln dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to fuel a 2016 Lincoln MKT?

The 2016 Lincoln MKT gets 17 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $2824. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2016 Lincoln MKT?

Estimated US average full-coverage insurance for the 2016 Lincoln MKT is approximately $2,079/year (suv-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2016 Lincoln MKT

Problems, Recalls & Reliability Report

Excellent Reliability

Quick Summary

The 2016 Lincoln MKT has 10 owner complaints filed with NHTSA — that's 0.4x the segment average of 27. The most common issue is body/structure problems (20% of all complaints), specifically: my moonroof shattered with no reason as i was pull from my driveway. outside temperature 28 degrees not even cold for a chicago. i was driving no more than 15 miles and no hard brakes or bumps just suddenly cracked all over.. There are 3 recalls issued for this model year.

2 injuries

Total Complaints

Recalls Issued

—/5

Safety Stars

0.4x

vs Segment Avg

Known Problems(top 5 of 8)

BODY/STRUCTURE

2 complaints

20%

• MY MOONROOF SHATTERED WITH NO REASON AS I WAS PULL FROM MY DRIVEWAY. OUTSIDE TEMPERATURE 28 DEGREES NOT EVEN COLD FOR A CHICAGO. I WAS DRIVING NO MORE THAN 15 MILES AND NO HARD BRAKES OR BUMPS JUST SUDDENLY CRACKED ALL OVER.
• I HAVE OWNED THIS CAR FOR LESS THAN A YEAR AND THE MOONROOF HAS SHATTERED ON ME TWICE ALREADY. THE FRONT ONE TO BE EXACT, BOTH TIMES IT WAS RAINING BUT NORMAL RAIN, I LIVE IN NORTHEN CALIFORNIA. NO OBJECTS HIT MY CAR AND NO ACCIDENT. IT SOUNDS LIKE A LOUD GUNSHOT NEAR YOU AND ITS VERY SCARY I ALMOST

Typical onset: 50K miles Est. repair: $500

“MY MOONROOF SHATTERED WITH NO REASON AS I WAS PULL FROM MY DRIVEWAY. OUTSIDE TEMPERATURE 28 DEGREES NOT EVEN COLD FOR A CHICAGO. I WAS DRIVING NO MORE THAN 15 MILES AND NO HARD BRAKES OR BUMPS JUST SUDDENLY CRACKED ALL OVER.”

— NHTSA complaint filing

Recalls (3)

ENGINE AND ENGINE COOLING:ENGINE:GASOLINE:TURBO/SUPERCHARGER22/12/2016

Ford Motor Company (Ford) is recalling certain model year 2016 Ford Taurus, 2016-2017 Ford Flex, Lincoln MKT, 2017 Ford Explorer and Ford Explorer Police Interceptor Utility vehicles equipped with 3.5L GTDI engines. Improperly brazed turbocharger oil supply tubes may leak oil on engine components.

Risk: An oil leak, in the presence of an ignition source, increases the risk of a fire.

Fix: Ford will notify owners, and dealers will inspect, and if necessary, replace the turbocharger oil supply tubes, free of charge. The recall began on January 31, 2017. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 16S46.

Fuel Cost Calculator for 2016 Lincoln MKT

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$2,824

Per month

$235

Per mile

23.5¢

MPG

City driving (worst-case MPG)

$3,201/yr

Highway driving (best-case MPG)

$2,286/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2016 Lincoln MKT

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$2,079

Full coverage / month

$173

Liability only / year

$732

vs US avg

+24%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (suv-luxury)1.35x

× theft risk1.00x

× safety rating1.00x

× vehicle age0.92x

= Full coverage estimate$2079

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Lincoln MKT Service Intervals

Oil change

10K mi / 12 mo

Tire rotation

8K mi

Brake fluid

36 months

Transmission fluid

30K mi

Engine coolant

100K mi

Spark plugs

100K mi

Cabin air filter

20K mi

Engine air filter

30K mi

Differential (AWD/4WD)

30K mi

Complimentary maintenance for select models; check with your dealer for eligibility.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Lincoln New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

6 yr / 70K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

5 yr / unlimited mi

Roadside assistance

6 yr / 70K mi

These are the terms for a new Lincoln. If you're buying a used 2016 MKT, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Lincoln dealer for VIN-specific remaining warranty.

Estimated Repair Costs

BODY/STRUCTURE(~50K mi)

$500

OTHER(~50K mi)

$500

VISIBILITY(~50K mi)

$500

STEERING(~50K mi)

$500

SUSPENSION(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 10 owner complaints for this specific year, here's what to check or ask about:

☐
BODY/STRUCTURE: MY MOONROOF SHATTERED WITH NO REASON AS I WAS PULL FROM MY DRIVEWAY. OUTSIDE TEMPERATURE 28 DEGREES NOT EVEN COLD FOR A CHICAGO. I WAS DRIVING NO MORE THAN 15 MILES AND NO HARD BRAKES OR BUMPS JUST SUDDENLY CRACKED ALL OVER.
Typically appears around 50K miles. Repair cost ~$500
☐
OTHER: WHILE TRAVELING ON A HIGHWAY, THE MOONROOF ON MY VEHICLE EXPLODED (SOUNDED LIKE A .38 GOING OFF). I IMMEDIATELY PULLED OVER TO SEE WHAT HAD HAPPENED (THINKING MAYBE IT WAS A BLOWN TIRE) ONLY TO FIND THAT THE MOONROOF HAD COMPLETELY SHATTERED (SEE ATTACHED PICTURES). I HAD TWO OTHER PEOPLE IN MY VE
Typically appears around 50K miles. Repair cost ~$500
☐
VISIBILITY: REAR WINDOW SPONTANEOUSLY SHATTERED. DAYLIGHT HOURS, APPROXIMATELY 70 DEGREES FAHRENHEIT, DRY WEATHER CONDITIONS, PARKED IN SHADED AREA. DRIVER WALKED TO VEHICLE, SAT IN DRIVER SEAT, CLOSED DRIVER-SIDE DOOR, AND STARTED VEHICLE UNEVENTFULLY. LESS THAN ONE MINUTE LATER THE REAR WINDOW SPONTANEOUSLY S
Typically appears around 50K miles. Repair cost ~$500
☐
STEERING: WHILE MAKING A TURN ONTO HIGHWAY MY ELECTRIC POWER STEERING COMPLETELY WENT OUT WITH CARS TURNING NEXT TO ME. IT YANKED THE WHEEL OUT OF MY HAND ALMOST CAUSING A CRASH. THEN A WINDOW APPEARS IN LY CAR SAYING YOUR STEERING HAS FAILED PULL OVER SAFELY . LITTLE LATE FOR THAT. AFTER GETTING CAR TO DEALE
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 3 recalls have been completed — free at any Lincoln dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)