Is the 2016 Jaguar XF reliable?

The 2016 Jaguar XF has 7 complaints filed with NHTSA (0.1x the segment average). Our reliability verdict: excellent. Most common issue: TRANSMISSION problems.

What are common problems with the 2016 Jaguar XF?

Top problems: TRANSMISSION (1 complaints, avg repair $500); SPEED CONTROL (1 complaints, avg repair $500); STEERING (1 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2016 Jaguar XF?

No recalls have been issued for the 2016 Jaguar XF.

How much does it cost to fuel a 2016 Jaguar XF?

The 2016 Jaguar XF gets 23 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $2087. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2016 Jaguar XF?

Estimated US average full-coverage insurance for the 2016 Jaguar XF is approximately $1,971/year (sedan-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2016 Jaguar XF

Problems, Recalls & Reliability Report

Excellent Reliability

Quick Summary

The 2016 Jaguar XF has 7 owner complaints filed with NHTSA — that's 0.1x the segment average of 47. The most common issue is transmission problems (14% of all complaints), specifically: the vehicle started accelerating while stopped at a traffic light. the brakes had to be applied harder and harder to keep it from going into the intersection, the brakes were applied so hard that the back wheels were spinning. a warning was flashed on the dash but went off immediately all that was s.

2 crash reports

Total Complaints

Recalls Issued

—/5

Safety Stars

0.1x

vs Segment Avg

Known Problems(top 5 of 7)

TRANSMISSION

1 complaints

14%

• THE VEHICLE STARTED ACCELERATING WHILE STOPPED AT A TRAFFIC LIGHT. THE BRAKES HAD TO BE APPLIED HARDER AND HARDER TO KEEP IT FROM GOING INTO THE INTERSECTION, THE BRAKES WERE APPLIED SO HARD THAT THE BACK WHEELS WERE SPINNING. A WARNING WAS FLASHED ON THE DASH BUT WENT OFF IMMEDIATELY ALL THAT WAS S

Typical onset: 50K miles Est. repair: $500

“THE VEHICLE STARTED ACCELERATING WHILE STOPPED AT A TRAFFIC LIGHT. THE BRAKES HAD TO BE APPLIED HARDER AND HARDER TO KEEP IT FROM GOING INTO THE INTERSECTION, THE BRAKES WERE APPLIED SO HARD THAT THE BACK WHEELS WERE SPINNING. A WARNING WAS FLASHED ON THE DASH BUT WENT OFF IMMEDIATELY ALL THAT WAS S”

— NHTSA complaint filing

Fuel Cost Calculator for 2016 Jaguar XF

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$2,087

Per month

$174

Per mile

17.4¢

MPG

City driving (worst-case MPG)

$2,401/yr

Highway driving (best-case MPG)

$1,656/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2016 Jaguar XF

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$1,971

Full coverage / month

$164

Liability only / year

$710

vs US avg

+18%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-luxury)1.28x

× theft risk1.00x

× safety rating1.00x

× vehicle age0.92x

= Full coverage estimate$1971

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Jaguar New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

5 yr / 60K mi

Powertrain

5 yr / 60K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

6 yr / unlimited mi

Roadside assistance

5 yr / unlimited mi

Includes 5 years complimentary scheduled maintenance

These are the terms for a new Jaguar. If you're buying a used 2016 XF, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Jaguar dealer for VIN-specific remaining warranty.

Estimated Repair Costs

TRANSMISSION(~50K mi)

$500

SPEED CONTROL(~50K mi)

$500

STEERING(~50K mi)

$500

WHEELS(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 7 owner complaints for this specific year, here's what to check or ask about:

☐
TRANSMISSION: THE VEHICLE STARTED ACCELERATING WHILE STOPPED AT A TRAFFIC LIGHT. THE BRAKES HAD TO BE APPLIED HARDER AND HARDER TO KEEP IT FROM GOING INTO THE INTERSECTION, THE BRAKES WERE APPLIED SO HARD THAT THE BACK WHEELS WERE SPINNING. A WARNING WAS FLASHED ON THE DASH BUT WENT OFF IMMEDIATELY ALL THAT WAS S
Typically appears around 50K miles. Repair cost ~$500
☐
SPEED CONTROL: TL* THE CONTACT OWNS A 2016 JAGUAR XF. WHILE DRIVING APPROXIMATELY 3 MPH AND TURNING THE VEHICLE TO THE LEFT, IT DRASTICALLY VEERED TO THE LEFT AND ACCELERATED AT THE SAME TIME. THE VEHICLE'S CENTER FRONT END CRASHED INTO A BRICK COLUMN, WHICH CAUSED THE VEHICLE TO STOP. THE AIR BAGS DID NOT DEPLOY.
Typically appears around 50K miles. Repair cost ~$500
☐
STEERING: TL* THE CONTACT OWNS A 2016 JAGUAR XF. WHILE DRIVING APPROXIMATELY 3 MPH AND TURNING THE VEHICLE TO THE LEFT, IT DRASTICALLY VEERED TO THE LEFT AND ACCELERATED AT THE SAME TIME. THE VEHICLE'S CENTER FRONT END CRASHED INTO A BRICK COLUMN, WHICH CAUSED THE VEHICLE TO STOP. THE AIR BAGS DID NOT DEPLOY.
Typically appears around 50K miles. Repair cost ~$500
☐
WHEELS: I PURCHASED MY VEHICHLE IN MAY 2019, SINCE MY PURCHASE, I HAVE TWO MAJOR TIRE BLOW OUTS ON MAJOR HIGHWAYS WHICH COULD HAD CAUSED ME AND MY FAMILY MY LIFE. THIS OCCURRED TWICE ON DIFFERENT OCCASIONS. EACH TIME, MY TIRES SPLIT AND MY RIM COMPLETED RUPTURED CASES GREAT DAMAGE TO MY CARE. THE COLLISION
Typically appears around 50K miles. Repair cost ~$500
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)