Is the 2025 Volvo XC40 reliable?

The 2025 Volvo XC40 has 17 complaints filed with NHTSA (0.4x the segment average). Our reliability verdict: excellent. Most common issue: DRIVER ASSIST/CAMERAS problems.

What are common problems with the 2025 Volvo XC40?

Top problems: DRIVER ASSIST/CAMERAS (7 complaints, avg repair $500); OTHER (4 complaints, avg repair $500); ELECTRICAL (3 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2025 Volvo XC40?

Yes, there are 2 recall(s): BACK OVER PREVENTION:SOFTWARE, BACK OVER PREVENTION:SOFTWARE. Contact any Volvo dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to fuel a 2025 Volvo XC40?

The 2025 Volvo XC40 gets 26 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $1846. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2025 Volvo XC40?

Estimated US average full-coverage insurance for the 2025 Volvo XC40 is approximately $2,464/year (sedan-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2025 Volvo XC40

Problems, Recalls & Reliability Report

Excellent Reliability

Quick Summary

The 2025 Volvo XC40 has 17 owner complaints filed with NHTSA — that's 0.4x the segment average of 43. The most common issue is driver assist/cameras problems (41% of all complaints), specifically: back-up camera delays coming on when car put in reverse. have had the car for over a year and taken to dealer for repair, with no result. volvo model xc40 not listed on nhtsa site for recall #25v908 (mfg r10333).. There are 2 recalls issued for this model year.

3 crash reports

Total Complaints

Recalls Issued

—/5

Safety Stars

0.4x

vs Segment Avg

Known Problems(top 5 of 6)

DRIVER ASSIST/CAMERAS

7 complaints

41%

• back-up camera delays coming on when car put in reverse. Have had the car for over a year and taken to dealer for repair, with no result. Volvo model XC40 not listed on nhtsa site for recall #25V908 (Mfg R10333).
• The contact leased a 2025 Volvo XC40. The contact stated that upon shifting to reverse(R), the rearview camera displayed a narrow view of the roadway, limiting peripheral visibility. The vehicle was taken to the dealer; however, the failure could not be corrected. The contact later received notifica
• The contact leased a 2025 Volvo XC40. The contact stated that upon shifting to reverse(R), the rearview camera displayed a narrow view of the roadway, limiting peripheral visibility. The vehicle was taken to the dealer; however, the failure could not be corrected. The contact later received notifica

Typical onset: 50K miles Est. repair: $500💥 3 crashes

“back-up camera delays coming on when car put in reverse. Have had the car for over a year and taken to dealer for repair, with no result. Volvo model XC40 not listed on nhtsa site for recall #25V908 (Mfg R10333).”

— NHTSA complaint filing

Recalls (2)

BACK OVER PREVENTION:SOFTWARE08/05/2025

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2025 XC40, 2022 V90, 2022-2025 S90, V90CC, C40, XC60, 2023-2025 S60, V60, V60CC, XC90, and 2025 EC40 and EX40 vehicles. The rearview camera image may not display when the vehicle is placed in reverse. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 111, "Rear Visibility."

Risk: A rearview camera image that does not display reduces the driver's view of what is behind the vehicle, increasing the risk of a crash.

Fix: The software will be updated by a dealer or through an over-the-air (OTA) update, free of charge. Owner notification letters were mailed June 27, 2025. Owners may contact Volvo Car customer service at 1-800-458-1552. Volvo Car's number for this recall is R10320.

Fuel Cost Calculator for 2025 Volvo XC40

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$1,847

Per month

$154

Per mile

15.4¢

MPG

City driving (worst-case MPG)

$2,087/yr

Highway driving (best-case MPG)

$1,600/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2025 Volvo XC40

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$2,464

Full coverage / month

$205

Liability only / year

$710

vs US avg

+47%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-luxury)1.28x

× theft risk1.00x

× safety rating1.00x

× vehicle age1.15x

= Full coverage estimate$2464

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Volvo XC40 Service Intervals

Oil change

10K mi / 12 mo

Tire rotation

10K mi

Brake fluid

24 months

Transmission fluid

60K mi

Engine coolant

100K mi

Spark plugs

60K mi

Cabin air filter

15K mi

Engine air filter

30K mi

Differential (AWD/4WD)

40K mi

T5/T6/T8 all use 4-cylinder engines. T8 plug-in hybrids: battery cooling system serviced with engine coolant.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Volvo New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

4 yr / 50K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

12 yr / unlimited mi

Roadside assistance

4 yr / unlimited mi

Corrosion unlimited miles for 12 years

Estimated Repair Costs

DRIVER ASSIST/CAMERAS(~50K mi)

$500

OTHER(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

ENGINE(~50K mi)

$500

SPEED CONTROL(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 17 owner complaints for this specific year, here's what to check or ask about:

☐
DRIVER ASSIST/CAMERAS: back-up camera delays coming on when car put in reverse. Have had the car for over a year and taken to dealer for repair, with no result. Volvo model XC40 not listed on nhtsa site for recall #25V908 (Mfg R10333).
Typically appears around 50K miles. Repair cost ~$500
☐
OTHER: 360 degree Camera not available. 360 Degree Camera is malfunctioning sporadically. It will completely disappear and a message on the infotainment display will not “Camera Temporarily Unavailable. We have reset the unit as per manufacture specification and it doesn’t solve the issue. We can
Typically appears around 50K miles. Repair cost ~$500
☐
ELECTRICAL: Two Issues: 1. "Check Engine Light" comes on for no reason. This has happened six times (I have video recordings and maintenance reports from the dealership.) In the last maintenance report, Volvo technicians acknowledged the issue and stated that "AS OF NOW NO SOLUTION FOR THIS TO BE FIXED, VOLVO W
Typically appears around 50K miles. Repair cost ~$500
☐
ENGINE: My car randomly has a battery charging fault. An alert stating “stop safely 12V battery critical charging fault” will just pop up while driving and then put the vehicle in turtle mode. This is an intermittent fault and is likely a false indication. This could cause an accident because it causes the
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 2 recalls have been completed — free at any Volvo dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)