Is the 2022 Volvo XC40 reliable?

The 2022 Volvo XC40 has 46 complaints filed with NHTSA (1.1x the segment average). Our reliability verdict: average. Most common issue: DRIVER ASSIST/CAMERAS problems.

What are common problems with the 2022 Volvo XC40?

Top problems: DRIVER ASSIST/CAMERAS (21 complaints, avg repair $500); OTHER (7 complaints, avg repair $500); BODY/STRUCTURE (3 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2022 Volvo XC40?

Yes, there are 3 recall(s): ELECTRICAL SYSTEM:PROPULSION SYSTEM:TRACTION BATTERY:MANAGEMENT SYSTEM/ENERGY CONTROL MODULE (BMS/BECM):SOFTWARE, BACK OVER PREVENTION:SOFTWARE, BACK OVER PREVENTION:SOFTWARE. Contact any Volvo dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to charge a 2022 Volvo XC40?

The 2022 Volvo XC40 has an EPA rating of 85 MPGe. At the current US average residential electricity rate, driving 12,000 miles per year costs roughly $904. State rates vary significantly — see the interactive calculator on this page.

How much does it cost to insure a 2022 Volvo XC40?

Estimated US average full-coverage insurance for the 2022 Volvo XC40 is approximately $2,847/year (ev-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

Does the 2022 Volvo XC40 qualify for tax credits?

The federal EV tax credit (Section 30D) expired for vehicles acquired after September 30, 2025. If purchased before that date, the 2022 Volvo XC40 may still qualify on the 2025 tax return. State-level incentives remain active in 13+ states — see the incentives section on this page for details.

2022 Volvo XC40

Problems, Recalls & Reliability Report

Average

Quick Summary

The 2022 Volvo XC40 has 46 owner complaints filed with NHTSA — that's 1.1x the segment average of 43. The most common issue is driver assist/cameras problems (46% of all complaints), specifically: the contact leased a 2022 volvo xc40. the contact stated that while using the backup camera at night, the brightness of the taillights would obstruct his vision while reversing. the manufacturer was notified of the failure and provided him with a case number. the contact also notified the dealer of . There are 3 recalls issued for this model year.

4 crash reports 4 injuries

Total Complaints

Recalls Issued

—/5

Safety Stars

1.1x

vs Segment Avg

Known Problems(top 5 of 8)

DRIVER ASSIST/CAMERAS

21 complaints

46%

• The contact leased a 2022 Volvo XC40. The contact stated that while using the backup camera at night, the brightness of the taillights would obstruct his vision while reversing. The manufacturer was notified of the failure and provided him with a case number. The contact also notified the dealer of
• I was driving Westbound on a 2-lane tree-lined county road at around 9:00 AM with the sun behind me. Without any other vehicles, pedestrians or objects, the car came to a sudden hard-brake stop with the seatbelt clenching around me. I was alarmed by this "phantom braking" experience. I have an appoi
• Blind Spot monitoring indicates a vehicle is in the blind spot area when no other vehicle is actually present. It has also failed to warn that a vehicle is actually in the blind spot when one was. On some occasions it just starts blinking erratically. I believe this is happening primarily on the

Typical onset: 50K miles Est. repair: $500

“The contact leased a 2022 Volvo XC40. The contact stated that while using the backup camera at night, the brightness of the taillights would obstruct his vision while reversing. The manufacturer was notified of the failure and provided him with a case number. The contact also notified the dealer of ”

— NHTSA complaint filing

Recalls (3)

ELECTRICAL SYSTEM:PROPULSION SYSTEM:TRACTION BATTERY:MANAGEMENT SYSTEM/ENERGY CONTROL MODULE (BMS/BECM):SOFTWARE24/02/2021

Volvo Car USA, LLC (Volvo Car) is recalling certain 2021-2022 XC40 Recharge vehicles. The Battery Energy Control Module (BECM) microprocessor may reset and cause the high voltage system to disconnect.

Risk: A disconnected high voltage system can cause a loss of drive power, increasing the risk of a crash.

Fix: Volvo Car will notify owners, and dealers will install a software update, free of charge. The recall began March 30, 2021. Owners may contact Volvo Car customer service at 1-888-458-1552. Volvo Car's number for this recall is R10078.

Charging Cost Calculator for 2022 Volvo XC40

Live EIA prices

Annual miles driven: 12,000

Your state (affects local electricity price)

Per year

$896

Per month

$75

Per mile

7.5¢

kWh/mi

0.40

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

Estimated Insurance Cost for 2022 Volvo XC40

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$2,847

Full coverage / month

$237

Liability only / year

$816

vs US avg

+70%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (ev-luxury)1.62x

× theft risk1.00x

× safety rating1.00x

× vehicle age1.05x

= Full coverage estimate$2847

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Volvo XC40 Service Intervals

Oil change

10K mi / 12 mo

Tire rotation

10K mi

Brake fluid

24 months

Transmission fluid

60K mi

Engine coolant

100K mi

Spark plugs

60K mi

Cabin air filter

15K mi

Engine air filter

30K mi

Differential (AWD/4WD)

40K mi

T5/T6/T8 all use 4-cylinder engines. T8 plug-in hybrids: battery cooling system serviced with engine coolant.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Volvo New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

4 yr / 50K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

12 yr / unlimited mi

Roadside assistance

4 yr / unlimited mi

Corrosion unlimited miles for 12 years

These are the terms for a new Volvo. If you're buying a used 2022 XC40, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Volvo dealer for VIN-specific remaining warranty.

EV Incentives for 2022 Volvo XC40

Updated 2026-07

Federal Tax Credit (Section 30D) — Expired 2025-09-30

Section 30D new clean vehicle credit ($7,500 max) expired for vehicles acquired after Sept 30, 2025 per Public Law (One Big Beautiful Bill Act). Vehicles acquired on or before that date remain eligible on the buyer's 2025 return. No federal purchase credit exists for post-9/30/2025 acquisitions.

State-Level Incentives (Still Active in 14 States)

CaliforniaUp to $12,000

Clean Cars 4 All

ColoradoUp to $5,000

Innovative Motor Vehicle Credit

ConnecticutUp to $4,250

CHEAPR (Connecticut Hydrogen and Electric Automobile Purchase Rebate)

DelawareUp to $2,500

Clean Vehicle Rebate

IllinoisUp to $4,000

Illinois EV Rebate Program

MarylandUp to $3,000

Excise Tax Credit for Plug-in Electric Vehicles

MassachusettsUp to $3,500

MOR-EV

New JerseyUp to $4,000

Charge Up New Jersey

New YorkUp to $2,000

Drive Clean Rebate

OregonUp to $7,500

Oregon Clean Vehicle Rebate

PennsylvaniaUp to $3,000

Alternative Fuel Vehicle (AFV) Rebate Program

Rhode IslandUp to $2,500

DRIVEEV

TexasUp to $2,500

Light-Duty Motor Vehicle Purchase or Lease Incentive

VermontUp to $5,000

Incentive Program for New Electric Vehicles

See full state-by-state EV incentive details

Source: US Department of Energy Alternative Fuels Data Center + state DOR / DEQ program pages. Program details and eligibility limits change frequently — always verify with the linked source before purchase.

Estimated Repair Costs

DRIVER ASSIST/CAMERAS(~50K mi)

$500

OTHER(~50K mi)

$500

BODY/STRUCTURE(~50K mi)

$500

SPEED CONTROL(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 46 owner complaints for this specific year, here's what to check or ask about:

☐
DRIVER ASSIST/CAMERAS: The contact leased a 2022 Volvo XC40. The contact stated that while using the backup camera at night, the brightness of the taillights would obstruct his vision while reversing. The manufacturer was notified of the failure and provided him with a case number. The contact also notified the dealer of
Typically appears around 50K miles. Repair cost ~$500
☐
OTHER: Problem with rearview backup camera when in dark the camera shows red that when backing up in the dark the tail lights are so bright that all as could be seen is red you cannot see any objects that are behind the vehicle
Typically appears around 50K miles. Repair cost ~$500
☐
BODY/STRUCTURE: The contact owns a 2022 Volvo XC40. The contact stated that material used to manufacture the rear lift gate parcel shelf in the vehicle would fracture when touched, causing small fiberglass shards to become stuck in the skin. The cause of the failure was not yet determined. The manufacturer and loca
Typically appears around 50K miles. Repair cost ~$500
☐
SPEED CONTROL: When backing the vehicle out of a parking space on Wednesday, December 21, 2022, the vehicle lurched and moved very slowly. The center HUD displayed the message, "Slow Down. The Vehicle will reduce speed. Propulsion system failure." The vehicle was towed to the Volvo certified dealer in Roanoke VA
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 3 recalls have been completed — free at any Volvo dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)