Is the 2020 Mini COOPER S reliable?

The 2020 Mini COOPER S has 8 complaints filed with NHTSA (0.5x the segment average). Our reliability verdict: excellent. Most common issue: ENGINE problems.

What are common problems with the 2020 Mini COOPER S?

Top problems: ENGINE (2 complaints, avg repair $500); VISIBILITY (1 complaints, avg repair $500); ELECTRICAL (1 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2020 Mini COOPER S?

Yes, there are 2 recall(s): AIR BAGS: AIR BAG/RESTRAINT CONTROL MODULE, STRUCTURE. Contact any Mini dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to fuel a 2020 Mini COOPER S?

The 2020 Mini COOPER S gets 29 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $1655. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2020 Mini COOPER S?

Estimated US average full-coverage insurance for the 2020 Mini COOPER S is approximately $1,607/year (sedan-midsize class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2020 Mini COOPER S

Problems, Recalls & Reliability Report

Excellent Reliability

Quick Summary

The 2020 Mini COOPER S has 8 owner complaints filed with NHTSA — that's 0.5x the segment average of 17. The most common issue is engine problems (25% of all complaints), specifically: during a rain shower, drove at about 15mph into roughly 4" of water gathered on the shoulder of an access road adjacent to the highway and the engine stalled. would not restart. puddle of water was not high enough to breach the cabin - running boards were still above water and the curb adjacent to . There are 2 recalls issued for this model year.

3 crash reports 3 injuries

Total Complaints

Recalls Issued

—/5

Safety Stars

0.5x

vs Segment Avg

Known Problems(top 5 of 7)

ENGINE

2 complaints

25%

• DURING A RAIN SHOWER, DROVE AT ABOUT 15MPH INTO ROUGHLY 4" OF WATER GATHERED ON THE SHOULDER OF AN ACCESS ROAD ADJACENT TO THE HIGHWAY AND THE ENGINE STALLED. WOULD NOT RESTART. PUDDLE OF WATER WAS NOT HIGH ENOUGH TO BREACH THE CABIN - RUNNING BOARDS WERE STILL ABOVE WATER AND THE CURB ADJACENT TO
• I was pulling into a parking spot slowly and all of the sudden the car took off and took off and I couldn’t stop and when I tried to sped hard on the break it wouldn’t work and I lost control and my car wouldn’t stop until it crashed into another vehicle that was sitting in another parking spot.

Typical onset: 50K miles Est. repair: $500💥 1 crashes

“DURING A RAIN SHOWER, DROVE AT ABOUT 15MPH INTO ROUGHLY 4" OF WATER GATHERED ON THE SHOULDER OF AN ACCESS ROAD ADJACENT TO THE HIGHWAY AND THE ENGINE STALLED. WOULD NOT RESTART. PUDDLE OF WATER WAS NOT HIGH ENOUGH TO BREACH THE CABIN - RUNNING BOARDS WERE STILL ABOVE WATER AND THE CURB ADJACENT TO ”

— NHTSA complaint filing

Recalls (2)

AIR BAGS: AIR BAG/RESTRAINT CONTROL MODULE20/05/2020

BMW of North America, LLC (BMW) is recalling certain 2020 X1 xDrive28i, X1 sDrive28i, X2 xDrive28i and X2 sDrive28i, 2020 MINI Clubman Cooper S All4, 2021 MINI Hardtop 2 Door (Cooper, Cooper S, John Cooper Works and Cooper S E) and MINI Hardtop 4 Door (Cooper and Cooper S) vehicles. Due to a problem with the rollover sensor within the air bag control unit, in the event of a rollover crash, the head air bag, seat belt pretensioners and other safety systems, may not activate.

Risk: If the safety systems do not deploy as intended in a roll over crash, it may increase the risk of injury.

Fix: BMW will notify owners, and dealers will replace the air bag control unit, free of charge. The recall began July 17, 2020. Owners may contact BMW customer service at 1-800-525-7417 or MINI customer service at 1-866-825-1525.

Fuel Cost Calculator for 2020 Mini COOPER S

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$1,656

Per month

$138

Per mile

13.8¢

MPG

City driving (worst-case MPG)

$1,847/yr

Highway driving (best-case MPG)

$1,412/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2020 Mini COOPER S

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$1,607

Full coverage / month

$134

Liability only / year

$611

vs US avg

-4%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-midsize)0.96x

× theft risk1.00x

× safety rating1.00x

× vehicle age1.00x

= Full coverage estimate$1607

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Mini New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

4 yr / 50K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

12 yr / unlimited mi

Roadside assistance

4 yr / unlimited mi

Corrosion unlimited miles for 12 years

These are the terms for a new Mini. If you're buying a used 2020 COOPER S, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Mini dealer for VIN-specific remaining warranty.

Estimated Repair Costs

ENGINE(~50K mi)

$500

VISIBILITY(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

WHEELS(~50K mi)

$500

STEERING(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 8 owner complaints for this specific year, here's what to check or ask about:

☐
ENGINE: DURING A RAIN SHOWER, DROVE AT ABOUT 15MPH INTO ROUGHLY 4" OF WATER GATHERED ON THE SHOULDER OF AN ACCESS ROAD ADJACENT TO THE HIGHWAY AND THE ENGINE STALLED. WOULD NOT RESTART. PUDDLE OF WATER WAS NOT HIGH ENOUGH TO BREACH THE CABIN - RUNNING BOARDS WERE STILL ABOVE WATER AND THE CURB ADJACENT TO
Typically appears around 50K miles. Repair cost ~$500
☐
VISIBILITY: WHEN SITTING IN DRIVERS SEAT ( I AM 5FT. 1 IN TALL) AND THE CONVERTIBLE TOP IS OPEN, I CAN NOT SEE THROUGH THE REAR VIEW MIRA BECAUSE THE CONVERTIBLE TOP FOLDED IS BLOCKING MY VISION. MY SEAT IS AT HIGHEST POSITION. JUST AS POINT OF REFERENCE I HAD A 2012 MINI CONV. AND THIS WAS NOT A PROBLEM. B
Typically appears around 50K miles. Repair cost ~$500
☐
ELECTRICAL: DURING A RAIN SHOWER, DROVE AT ABOUT 15MPH INTO ROUGHLY 4" OF WATER GATHERED ON THE SHOULDER OF AN ACCESS ROAD ADJACENT TO THE HIGHWAY AND THE ENGINE STALLED. WOULD NOT RESTART. PUDDLE OF WATER WAS NOT HIGH ENOUGH TO BREACH THE CABIN - RUNNING BOARDS WERE STILL ABOVE WATER AND THE CURB ADJACENT TO
Typically appears around 50K miles. Repair cost ~$500
☐
WHEELS: THE TIRES ON THIS VEHICLE HAVE BLOWN OUT 3 TIMES IN THE 9 MONTHS WE HAVE OWNED THIS CAR. ANOTHER TIRE (A FOURTH INCIDENT) HAD A BUBBLE THAT WAS REPLACED BEFORE IT BLEW OUT. ALL INCIDENTS WERE SEPARATE TIMES. THE DEALER AND BMW WILL DO NOTHING. ALL BLOW OUTS WERE ON THE HIGHWAY TRAVELING ABOUT 60 MPH
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 2 recalls have been completed — free at any Mini dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)