Is the 2012 Jaguar XJ reliable?

The 2012 Jaguar XJ has 10 complaints filed with NHTSA (0.7x the segment average). Our reliability verdict: above-average. Most common issue: ENGINE problems.

What are common problems with the 2012 Jaguar XJ?

Top problems: ENGINE (3 complaints, avg repair $500); FUEL SYSTEM (2 complaints, avg repair $500); BRAKES (1 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2012 Jaguar XJ?

No recalls have been issued for the 2012 Jaguar XJ.

How much does it cost to fuel a 2012 Jaguar XJ?

The 2012 Jaguar XJ gets 18 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $2667. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2012 Jaguar XJ?

Estimated US average full-coverage insurance for the 2012 Jaguar XJ is approximately $1,971/year (sedan-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2012 Jaguar XJ

Problems, Recalls & Reliability Report

Above Average

Quick Summary

The 2012 Jaguar XJ has 10 owner complaints filed with NHTSA — that's 0.7x the segment average of 15. The most common issue is engine problems (30% of all complaints), specifically: i took my car in for an alignment. after checking under the car, the mechanics realized that the coolant tubing was made of plastic and broke. they stated that if i drove the car, i would be in danger of the car smoking and maybe catching fire. i had to replace the coolant. i was informed the ja. ⚠️ 1 fire report filed.

1 fire report

Total Complaints

Recalls Issued

—/5

Safety Stars

0.7x

vs Segment Avg

Known Problems(top 5 of 7)

ENGINE

3 complaints

30%

• I TOOK MY CAR IN FOR AN ALIGNMENT. AFTER CHECKING UNDER THE CAR, THE MECHANICS REALIZED THAT THE COOLANT TUBING WAS MADE OF PLASTIC AND BROKE. THEY STATED THAT IF I DROVE THE CAR, I WOULD BE IN DANGER OF THE CAR SMOKING AND MAYBE CATCHING FIRE. I HAD TO REPLACE THE COOLANT. I WAS INFORMED THE JA
• I HAVE SPENT THOUSANDS OF DOLLARS REPAIRING THE SUEDE LINING ON THE INTERIOR OF THE CAR. NOW, I CAN'T EVEN FIND ANYONE THAT WILL TOUCH IT! THE WOOD GRAIN HAS FADED AND THE VEHICLE IS GARAGE KEPT. THE HORRIBLE BUTTONS WERE MADE OF A MATERIAL THAT LITERALLY BECAME GUMMY. I SPENT HUNDREDS HAVING THEM
• The engine has issues where there is a jerk while accelerating at times. I was told of a misfire issue that Jaguars have and have not been corrected. I was driving my 2012 Jaguar XJ on the interstate when it started slowing down. The engine light than appears on the dash and it starts to jerk as I t

Typical onset: 50K miles Est. repair: $500

“I TOOK MY CAR IN FOR AN ALIGNMENT. AFTER CHECKING UNDER THE CAR, THE MECHANICS REALIZED THAT THE COOLANT TUBING WAS MADE OF PLASTIC AND BROKE. THEY STATED THAT IF I DROVE THE CAR, I WOULD BE IN DANGER OF THE CAR SMOKING AND MAYBE CATCHING FIRE. I HAD TO REPLACE THE COOLANT. I WAS INFORMED THE JA”

— NHTSA complaint filing

Fuel Cost Calculator for 2012 Jaguar XJ

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$2,667

Per month

$222

Per mile

22.2¢

MPG

City driving (worst-case MPG)

$3,201/yr

Highway driving (best-case MPG)

$2,087/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2012 Jaguar XJ

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$1,971

Full coverage / month

$164

Liability only / year

$710

vs US avg

+18%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-luxury)1.28x

× theft risk1.00x

× safety rating1.00x

× vehicle age0.92x

= Full coverage estimate$1971

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Jaguar New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

5 yr / 60K mi

Powertrain

5 yr / 60K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

6 yr / unlimited mi

Roadside assistance

5 yr / unlimited mi

Includes 5 years complimentary scheduled maintenance

These are the terms for a new Jaguar. If you're buying a used 2012 XJ, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Jaguar dealer for VIN-specific remaining warranty.

Estimated Repair Costs

ENGINE(~50K mi)

$500

FUEL SYSTEM(~50K mi)

$500

BRAKES(~50K mi)

$500

VISIBILITY(~50K mi)

$500

DOORS/LATCHES(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 10 owner complaints for this specific year, here's what to check or ask about:

☐
ENGINE: I TOOK MY CAR IN FOR AN ALIGNMENT. AFTER CHECKING UNDER THE CAR, THE MECHANICS REALIZED THAT THE COOLANT TUBING WAS MADE OF PLASTIC AND BROKE. THEY STATED THAT IF I DROVE THE CAR, I WOULD BE IN DANGER OF THE CAR SMOKING AND MAYBE CATCHING FIRE. I HAD TO REPLACE THE COOLANT. I WAS INFORMED THE JA
Typically appears around 50K miles. Repair cost ~$500
☐
FUEL SYSTEM: The contact owns a 2012 Jaguar XJ. The contact stated that when the vehicle was started, the vehicle stalled. The contact performed a diagnostic himself and found that the fuel pump wires were melted and caused the wires to fuse together and caused a short circuit. The contact replaced the fuel pump
Typically appears around 50K miles. Repair cost ~$500
☐
BRAKES: APPLYING BRAKES MY FOOT ALSO HITS THE GAS PEDAL WHICH MAKES THE CAR LEAP FORWARD. *TT
Typically appears around 50K miles. Repair cost ~$500
☐
VISIBILITY: 2012 JAGUAR XJ. CONSUMER WRITES IN REGARDS TO VEHICLE SUNROOF MALFUNCTION. *SMD THE CONSUMER STATED THE ELECTRONIC SHADE WOULDN'T CLOSE ALL THE WAY. IT WOULD CLOSE CROOKED, AND THERE WAS A HORRIBLE CREAKING NOISE THAT CAME ANYTIME, HE TRAVELED ON AN UNEVEN PAVEMENT. THE DEALER ADJUSTED, CALIBRATE
Typically appears around 50K miles. Repair cost ~$500
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)