Is the 2019 Ford F-550 reliable?

The 2019 Ford F-550 has 18 complaints filed with NHTSA (1.1x the segment average). Our reliability verdict: average. Most common issue: ENGINE problems.

What are common problems with the 2019 Ford F-550?

Top problems: ENGINE (6 complaints, avg repair $500); BODY/STRUCTURE (4 complaints, avg repair $500); ELECTRICAL (3 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2019 Ford F-550?

Yes, there are 4 recall(s): ENGINE, SEATS:FRONT ASSEMBLY:RECLINER, EQUIPMENT, EXTERIOR LIGHTING:BRAKE LIGHTS. Contact any Ford dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to insure a 2019 Ford F-550?

Estimated US average full-coverage insurance for the 2019 Ford F-550 is approximately $1,607/year (sedan-midsize class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2019 Ford F-550

Problems, Recalls & Reliability Report

Average

Quick Summary

The 2019 Ford F-550 has 18 owner complaints filed with NHTSA — that's 1.1x the segment average of 17. The most common issue is engine problems (33% of all complaints), specifically: the contact owns a 2019 ford f-550. the contact stated that two to three minutes after the engine was revved, a ticking noise was heard in the engine. the sound would stop then a rattling noise was heard. the contact stated that he works as an independent mechanic and diagnosed the vehicle and state. There are 4 recalls issued for this model year. ⚠️ 6 fire reports filed.

6 fire reports 1 crash report

Total Complaints

Recalls Issued

—/5

Safety Stars

1.1x

vs Segment Avg

Known Problems(top 5 of 7)

ENGINE

6 complaints

33%

• The contact owns a 2019 Ford F-550. The contact stated that two to three minutes after the engine was revved, a ticking noise was heard in the engine. The sound would stop then a rattling noise was heard. The contact stated that he works as an independent mechanic and diagnosed the vehicle and state
• Our company has been proactively replacing some of the older fuel filters in our fleet as part of a safety campaign. A fuel filter on VIN [XXX] was replaced yesterday (XXX) with a Ford Motocraft filter. Today (XXX), the operator was driving the unit when they started to smell smoke in the cab. By
• A clogged fuel filter caused an engine fire. There were no warning lamps, messages or other symptoms prior to the failure. The fuel filter has been known to be problematic for these trucks, in yet there has been no recall. A simple google search shows these fires are common. The vehicle has been in

Typical onset: 50K miles Est. repair: $500🔥 3 fire reports

“The contact owns a 2019 Ford F-550. The contact stated that two to three minutes after the engine was revved, a ticking noise was heard in the engine. The sound would stop then a rattling noise was heard. The contact stated that he works as an independent mechanic and diagnosed the vehicle and state”

— NHTSA complaint filing

Recalls (4)

ENGINE18/12/2018

Ford Motor Company (Ford) is recalling certain 2015-2019 Ford F-150 and 2017-2019 Ford F-250 Super Duty, F-350 Super Duty, F-450 Super Duty, and F-550 Super Duty pick-up trucks equipped with an engine block heater. Water and contaminants may get into the block heater cable's splice connector causing corrosion and damage.

Risk: When the heater is plugged in, prolonged corrosion could cause a resistive short, increasing the risk of overheated or melted wiring which can increase the risk of a fire.

Fix: Ford will notify owners, and dealers will disable the block heater cable, free of charge. Once parts are available, Dealers will replace the engine block heater cable, free of charge. The recall began June 3, 2019. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 18S45.

Estimated Insurance Cost for 2019 Ford F-550

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$1,607

Full coverage / month

$134

Liability only / year

$611

vs US avg

-4%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-midsize)0.96x

× theft risk1.00x

× safety rating1.00x

× vehicle age1.00x

= Full coverage estimate$1607

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Ford F-550 Service Intervals

Oil change

8K mi / 12 mo

Tire rotation

8K mi

Brake fluid

36 months

Transmission fluid

30K mi

Engine coolant

100K mi

Spark plugs

100K mi

Cabin air filter

20K mi

Engine air filter

30K mi

Differential (AWD/4WD)

30K mi

IOLM (Intelligent Oil Life Monitor) may signal earlier. Older 5.4L Triton engines have specific service needs — check the manual.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Ford New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

3 yr / 36K mi

Powertrain

5 yr / 60K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

5 yr / unlimited mi

Roadside assistance

5 yr / 60K mi

These are the terms for a new Ford. If you're buying a used 2019 F-550, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Ford dealer for VIN-specific remaining warranty.

Estimated Repair Costs

ENGINE(~50K mi)

$500

BODY/STRUCTURE(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

FUEL SYSTEM(~50K mi)

$500

STEERING(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 18 owner complaints for this specific year, here's what to check or ask about:

☐
ENGINE: The contact owns a 2019 Ford F-550. The contact stated that two to three minutes after the engine was revved, a ticking noise was heard in the engine. The sound would stop then a rattling noise was heard. The contact stated that he works as an independent mechanic and diagnosed the vehicle and state
Typically appears around 50K miles. Repair cost ~$500
☐
BODY/STRUCTURE: The contact's company owns a 2019 Ford F-550. The contact stated while the vehicle was stationary, an employee noticed that the cab and chassis was in a V-shape. The contact stated that a mechanic arrived at the location; upon inspection, the mechanic stated that the frame rail was fractured. The ve
Typically appears around 50K miles. Repair cost ~$500
☐
ELECTRICAL: TRAILER CONNECTION WIRING FAULT CAUSES DASH BOARD TO FLASH MULTIPLE TIMES INDICATING TRAILER DISCONNECTED OR TRAILER LIGHT BULBS ARE NOT WORKING AND WILL REPEATEDLY FLASH ON DASH MAKING DINGING SOUNDS. THIS IS HAPPENING WITHOUT A TRAILER CONNECTED AS WELL. (TAKE NOT PREVIOUS YEARS OF FORD VEHICLES H
Typically appears around 50K miles. Repair cost ~$500
☐
FUEL SYSTEM: A clogged fuel filter caused an engine fire. There were no warning lamps, messages or other symptoms prior to the failure. The fuel filter has been known to be problematic for these trucks, in yet there has been no recall. A simple google search shows these fires are common. The vehicle has been in
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 4 recalls have been completed — free at any Ford dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)