Is the 2023 Ford F-450 SD reliable?

The 2023 Ford F-450 SD has 9 complaints filed with NHTSA (0.8x the segment average). Our reliability verdict: above-average. Most common issue: BRAKES problems.

What are common problems with the 2023 Ford F-450 SD?

Top problems: BRAKES (3 complaints, avg repair $500); STEERING (2 complaints, avg repair $500); ELECTRICAL (1 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2023 Ford F-450 SD?

Yes, there are 13 recall(s): STEERING:COLUMN, EQUIPMENT:OTHER:OWNERS/SERVICE/OTHER MANUAL, ELECTRICAL SYSTEM: INSTRUMENT CLUSTER/PANEL, STRUCTURE:BODY:DOOR, BACK OVER PREVENTION:DISPLAY FUNCTION, POWER TRAIN:AXLE HUBS, STEERING:COLUMN, BACK OVER PREVENTION: SENSING SYSTEM: CAMERA, BACK OVER PREVENTION:SOFTWARE, BACK OVER PREVENTION:SOFTWARE, FUEL SYSTEM, GASOLINE:DELIVERY:FUEL PUMP, ELECTRICAL SYSTEM: INTEGRATED TRAILER BRAKE CONTROL, VISIBILITY:WINDSHIELD WIPER/WASHER:LINKAGES. Contact any Ford dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to insure a 2023 Ford F-450 SD?

Estimated US average full-coverage insurance for the 2023 Ford F-450 SD is approximately $1,687/year (sedan-midsize class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2023 Ford F-450 SD

Problems, Recalls & Reliability Report

Above Average

Quick Summary

The 2023 Ford F-450 SD has 9 owner complaints filed with NHTSA — that's 0.8x the segment average of 11. The most common issue is brakes problems (33% of all complaints), specifically: vehicle does not remember its previous settings: the following features may or may not be on, even if you have actively went through and turned them off or on. local dealership has had this truck over 4 times and for days at a time. nothing has been resolved of these safety functions. rear automatic. There are 13 recalls issued for this model year. ⚠️ 1 fire report filed.

1 fire report

Total Complaints

Recalls Issued

—/5

Safety Stars

0.8x

vs Segment Avg

Known Problems(top 5 of 6)

BRAKES

3 complaints

33%

• Vehicle does not remember its previous settings: The following features may or may not be on, even if you have actively went through and turned them off or on. Local dealership has had this truck over 4 times and for days at a time. Nothing has been resolved of these safety functions. Rear automatic
• I was driving the truck and applied the brakes to slow down for a turn, the anti-lock brake system activated and I lost the power steering and power brakes. There is steering fluid all over the engine so apparently either a line broke or the reservoir broke. This truck has the hydro boost brake syst
• Notable brake application pressure without brake light illumination. See attached file for details.

Typical onset: 50K miles Est. repair: $500

“Vehicle does not remember its previous settings: The following features may or may not be on, even if you have actively went through and turned them off or on. Local dealership has had this truck over 4 times and for days at a time. Nothing has been resolved of these safety functions. Rear automatic”

— NHTSA complaint filing

Recalls (13)

STEERING:COLUMN12/05/2023

Ford Motor Company (Ford) is recalling certain 2023 Super Duty F-250, F-350, and F-450 vehicles. The steering column upper shaft bolts may be missing or improperly tightened, resulting in possible separation of the steering column from the adjoining components.

Risk: A disconnected steering column can result in a loss of steering control, increasing the risk of a crash.

Fix: Dealers will inspect and tighten the steering column upper shaft coupler bolts, or install any missing bolts, as necessary, free of charge. Owner notification letters were mailed June 1, 2023. Owners may contact Ford customer service at 1-866-436-7332. Ford's number for this recall is 23S22.

Estimated Insurance Cost for 2023 Ford F-450 SD

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$1,687

Full coverage / month

$141

Liability only / year

$611

vs US avg

+1%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-midsize)0.96x

× theft risk1.00x

× safety rating1.00x

× vehicle age1.05x

= Full coverage estimate$1687

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Ford F-450 SD Service Intervals

Oil change

8K mi / 12 mo

Tire rotation

8K mi

Brake fluid

36 months

Transmission fluid

30K mi

Engine coolant

100K mi

Spark plugs

100K mi

Cabin air filter

20K mi

Engine air filter

30K mi

Differential (AWD/4WD)

30K mi

IOLM (Intelligent Oil Life Monitor) may signal earlier. Older 5.4L Triton engines have specific service needs — check the manual.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Ford New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

3 yr / 36K mi

Powertrain

5 yr / 60K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

5 yr / unlimited mi

Roadside assistance

5 yr / 60K mi

Estimated Repair Costs

BRAKES(~50K mi)

$500

STEERING(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

SPEED CONTROL(~50K mi)

$500

ENGINE(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 9 owner complaints for this specific year, here's what to check or ask about:

☐
BRAKES: Vehicle does not remember its previous settings: The following features may or may not be on, even if you have actively went through and turned them off or on. Local dealership has had this truck over 4 times and for days at a time. Nothing has been resolved of these safety functions. Rear automatic
Typically appears around 50K miles. Repair cost ~$500
☐
STEERING: Vehicle does not remember its previous settings: The following features may or may not be on, even if you have actively went through and turned them off or on. Local dealership has had this truck over 4 times and for days at a time. Nothing has been resolved of these safety functions. Rear automatic
Typically appears around 50K miles. Repair cost ~$500
☐
ELECTRICAL: The contact owns a 2023 Ford F-450. The contact received notification of NHTSA Campaign Number: 23V506000 (Electrical System) however, the part to do the recall repair was not yet available. The local dealer was contacted and determined that parts were not yet available. The contact stated that the
Typically appears around 50K miles. Repair cost ~$500
☐
SPEED CONTROL: Vehicle does not remember its previous settings: The following features may or may not be on, even if you have actively went through and turned them off or on. Local dealership has had this truck over 4 times and for days at a time. Nothing has been resolved of these safety functions. Rear automatic
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 13 recalls have been completed — free at any Ford dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)