Is the 2013 Bmw 528XI reliable?

The 2013 Bmw 528XI has 85 complaints filed with NHTSA (1.0x the segment average). Our reliability verdict: avoid. Most common issue: ENGINE problems.

What are common problems with the 2013 Bmw 528XI?

Top problems: ENGINE (36 complaints, avg repair $500); TRANSMISSION (16 complaints, avg repair $500); ELECTRICAL (12 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2013 Bmw 528XI?

Yes, there are 1 recall(s): EXTERIOR LIGHTING. Contact any Bmw dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to insure a 2013 Bmw 528XI?

Estimated US average full-coverage insurance for the 2013 Bmw 528XI is approximately $1,853/year (sedan-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2013 Bmw 528XI

Problems, Recalls & Reliability Report

Avoid This Year

Quick Summary

The 2013 Bmw 528XI has 85 owner complaints filed with NHTSA — that's 1.0x the segment average of 84. The most common issue is engine problems (42% of all complaints), specifically: tl* the contact owns a 2013 bmw 528xi. while driving 75 mph, the vehicle stalled without warning and lost power completely. the vehicle was towed to union park bmw in wilmington, delaware where it was diagnosed that the oil pump failed, which caused the engine to seize. the vehicle was not repaired.. There is 1 recall issued for this model year.

Total Complaints

Recalls Issued

5/5

Safety Stars

1.0x

vs Segment Avg

Known Problems(top 5 of 8)

ENGINE

36 complaints

42%

• TL* THE CONTACT OWNS A 2013 BMW 528XI. WHILE DRIVING 75 MPH, THE VEHICLE STALLED WITHOUT WARNING AND LOST POWER COMPLETELY. THE VEHICLE WAS TOWED TO UNION PARK BMW IN WILMINGTON, DELAWARE WHERE IT WAS DIAGNOSED THAT THE OIL PUMP FAILED, WHICH CAUSED THE ENGINE TO SEIZE. THE VEHICLE WAS NOT REPAIRED.
• TL* THE CONTACT OWNS A 2013 BMW 528XI. WHILE DRIVING APPROXIMATELY 70 MPH, THE MESSAGE "DRIVE TRAIN MALFUNCTION" DISPLAYED AS THE VEHICLE DECELERATED. THE VEHICLE WAS TAKEN TO THE LOCAL DEALER (REEVES BMW TAMPA, 109 EAST FOWLER AVE, TAMPA, FL) WHERE IT WAS DIAGNOSED THAT THE ENGINE TIMING CHAIN WAS
• TIMING CHAIN FAILURE CAUSING CATASTROPHIC ENGINE FAILURE. CAR DISPLAYED "LOW OIL PRESSURE" WARNING IMMEDIATELY FOLLOWED BY "DRIVETRAIN MALFUNCTION" ERROR AND SHUT DOWN ON 4 LANE HIGHWAY UNABLE TO MOVE. DANGEROUS SITUATION AND COULD HAVE BEEN KILLED IF A CAR HIT ME AS IT WAS DARK OUTSIDE IN EARLY MOR

Typical onset: 50K miles Est. repair: $500

“TL* THE CONTACT OWNS A 2013 BMW 528XI. WHILE DRIVING 75 MPH, THE VEHICLE STALLED WITHOUT WARNING AND LOST POWER COMPLETELY. THE VEHICLE WAS TOWED TO UNION PARK BMW IN WILMINGTON, DELAWARE WHERE IT WAS DIAGNOSED THAT THE OIL PUMP FAILED, WHICH CAUSED THE ENGINE TO SEIZE. THE VEHICLE WAS NOT REPAIRED.”

— NHTSA complaint filing

When Problems Appear on the 2013 Bmw 528XI

Based on 47 owner complaints that included an odometer reading. Median mileage at time of complaint: 77K miles. Most complaints cluster in the 60-100K miles range.

Overall complaint distribution by mileage

0-30K

30-60K

60-100K

100-150K

150-200K

200K+

ENGINE

In line with typicalmedian 80K mi · 21 reports

0-30K

30-60K

60-100K

100-150K

150-200K

200K+

TRANSMISSION

In line with typicalmedian 82K mi · 9 reports

0-30K

30-60K

60-100K

100-150K

150-200K

200K+

Mileage figures are self-reported by owners in NHTSA complaint filings. Peak bucket = the mileage range with the most complaints for that component; it reflects when owners noticed and reported problems, not necessarily when the fault first occurred.

Recalls (1)

EXTERIOR LIGHTING31/03/2015

BMW of North America, LLC (BMW) is recalling certain model year 2013 528i, 528i xDrive, 535i, 535i xDrive, 550i, 550i xDrive, and ActiveHybrid 5 vehicles. The rear reflex reflectors may not reflect enough light. As such, the vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 108, "Lamps, Reflective Devices, and Associated Equipment."

Risk: The vehicle may be less visible to other vehicles, increasing the risk of a crash.

Fix: BMW will notify owners, and dealers will replace the rear reflex reflectors, free of charge. The recall began July 28, 2017. Owners may contact BMW customer service at 1-800-525-7417.

Estimated Insurance Cost for 2013 Bmw 528XI

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$1,853

Full coverage / month

$154

Liability only / year

$668

vs US avg

+11%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-luxury)1.28x

× theft risk1.00x

× safety rating0.94x

× vehicle age0.92x

= Full coverage estimate$1853

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Bmw 528XI Service Intervals

Oil change

10K mi / 12 mo

Tire rotation

10K mi

Brake fluid

24 months

Transmission fluid

60K mi

Engine coolant

100K mi

Spark plugs

60K mi

Cabin air filter

15K mi

Engine air filter

30K mi

Differential (AWD/4WD)

60K mi

Condition-Based Service (CBS) tells you exactly when service is due. Transmission fluid was labeled 'lifetime' but many owners service at 60K-100K.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Bmw New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

4 yr / 50K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

12 yr / unlimited mi

Roadside assistance

4 yr / unlimited mi

Corrosion is unlimited miles for 12 years

These are the terms for a new Bmw. If you're buying a used 2013 528XI, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Bmw dealer for VIN-specific remaining warranty.

Estimated Repair Costs

ENGINE(~50K mi)

$500

TRANSMISSION(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

OTHER(~50K mi)

$500

LIGHTING(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 85 owner complaints for this specific year, here's what to check or ask about:

☐
ENGINE: TL* THE CONTACT OWNS A 2013 BMW 528XI. WHILE DRIVING 75 MPH, THE VEHICLE STALLED WITHOUT WARNING AND LOST POWER COMPLETELY. THE VEHICLE WAS TOWED TO UNION PARK BMW IN WILMINGTON, DELAWARE WHERE IT WAS DIAGNOSED THAT THE OIL PUMP FAILED, WHICH CAUSED THE ENGINE TO SEIZE. THE VEHICLE WAS NOT REPAIRED.
Typically appears around 50K miles. Repair cost ~$500
☐
TRANSMISSION: DRIVE TRAIN MALFUNCTION: DRIVE MODERATELY ERROR, CAR LOST POWER AS DRIVING AND WENT INTO LIMP MODE. I HAD TO HAVE FLATBED TOW TRUCK COME AND GET VEHICLE AND TAKE TO DEALERSHIP, THIS PARTICULAR ERROR IS WIDELY REFERENCED BY BMW OWNERS FOR THIS MODEL YEAR, COULD HAVE CAUSED MAJOR ACCIDENT HAD I BEEN P
Typically appears around 50K miles. Repair cost ~$500
☐
ELECTRICAL: DOORS ARE GETTING LOCKDOWN SPORADICALLY EVEN AFTER YOUR CAR IS AT COMPLETE STOP AND PARKED, UNLESS YOU PRESS THE CENTRAL UNLOCK SWITCH IN THE PANEL YOU ARE LOCKED DOWN IN THE CAR, IT TOOK 15MINS FOR ME TO FIGURE OUT HOW TO UNLOCK THE DOORS AND COME OUT. IF THIS IS AN EMERGENCY SITUATION THEN I WOULD
Typically appears around 50K miles. Repair cost ~$500
☐
OTHER: DOORS ARE GETTING LOCKDOWN SPORADICALLY EVEN AFTER YOUR CAR IS AT COMPLETE STOP AND PARKED, UNLESS YOU PRESS THE CENTRAL UNLOCK SWITCH IN THE PANEL YOU ARE LOCKED DOWN IN THE CAR, IT TOOK 15MINS FOR ME TO FIGURE OUT HOW TO UNLOCK THE DOORS AND COME OUT. IF THIS IS AN EMERGENCY SITUATION THEN I WOULD
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 1 recall have been completed — free at any Bmw dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)