Is the 2016 Bmw 428I reliable?

The 2016 Bmw 428I has 70 complaints filed with NHTSA (1.0x the segment average). Our reliability verdict: average. Most common issue: ELECTRICAL problems.

What are common problems with the 2016 Bmw 428I?

Top problems: ELECTRICAL (24 complaints, avg repair $500); ENGINE (23 complaints, avg repair $500); OTHER (6 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2016 Bmw 428I?

Yes, there are 1 recall(s): ENGINE AND ENGINE COOLING:COOLING SYSTEM:PUMP. Contact any Bmw dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to fuel a 2016 Bmw 428I?

The 2016 Bmw 428I gets 27 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $1778. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2016 Bmw 428I?

Estimated US average full-coverage insurance for the 2016 Bmw 428I is approximately $1,971/year (sedan-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2016 Bmw 428I

Problems, Recalls & Reliability Report

Average

Quick Summary

The 2016 Bmw 428I has 70 owner complaints filed with NHTSA — that's 1.0x the segment average of 70. The most common issue is electrical problems (34% of all complaints), specifically: the door lock actuator-driver's side periodically sticks in a locked position. when i attempt to exit the car,the locking mechanism does not release when door handle is pulled.i have to press unlock button to deactivate the lock and have handle return to normal function.i believe this is a safety . There is 1 recall issued for this model year.

1 crash report 1 injury

Total Complaints

Recalls Issued

—/5

Safety Stars

1.0x

vs Segment Avg

Known Problems(top 5 of 8)

ELECTRICAL

24 complaints

34%

• THE DOOR LOCK ACTUATOR-DRIVER'S SIDE PERIODICALLY STICKS IN A LOCKED POSITION. WHEN I ATTEMPT TO EXIT THE CAR,THE LOCKING MECHANISM DOES NOT RELEASE WHEN DOOR HANDLE IS PULLED.I HAVE TO PRESS UNLOCK BUTTON TO DEACTIVATE THE LOCK AND HAVE HANDLE RETURN TO NORMAL FUNCTION.I BELIEVE THIS IS A SAFETY
• Re BMW 2016 428ix- BMW admits that there is a design flaw in this model, but has not remedied a fix for this 'MALFUNCTION DEFECT'. Top does not open or close is the end result. Getting caught in a flash rain, and wanting to close the top was impossible. Trying to pull over to the nearest overpas
• The contact owns a 2016 BMW 428i. The contact received notification of NHTSA Campaign Number: 24V608000 (Engine and Engine Cooling, Electrical System); however, the part to do the recall repair was not yet available. The local dealer was contacted. The contact stated that the manufacturer had exceed

Typical onset: 50K miles Est. repair: $500

“THE DOOR LOCK ACTUATOR-DRIVER'S SIDE PERIODICALLY STICKS IN A LOCKED POSITION. WHEN I ATTEMPT TO EXIT THE CAR,THE LOCKING MECHANISM DOES NOT RELEASE WHEN DOOR HANDLE IS PULLED.I HAVE TO PRESS UNLOCK BUTTON TO DEACTIVATE THE LOCK AND HAVE HANDLE RETURN TO NORMAL FUNCTION.I BELIEVE THIS IS A SAFETY ”

— NHTSA complaint filing

When Problems Appear on the 2016 Bmw 428I

Based on 17 owner complaints that included an odometer reading. Median mileage at time of complaint: 35K miles. Most complaints cluster in the 30-60K miles range.

Overall complaint distribution by mileage

0-30K

30-60K

60-100K

100-150K

150-200K

200K+

Mileage figures are self-reported by owners in NHTSA complaint filings. Peak bucket = the mileage range with the most complaints for that component; it reflects when owners noticed and reported problems, not necessarily when the fault first occurred.

Recalls (1)

ENGINE AND ENGINE COOLING:COOLING SYSTEM:PUMP13/08/2024

BMW of North America, LLC. (BMW) is recalling certain 2012-2015 X1 sDrive28i, X1 xDrive28i, 2012-2016 Z4 sDrive28i, 528i, 528i xDrive, 328i, 328xi, 2016-2018 X5 xdrive 40e, 2014-2016 228i, 228xi, 428i, 428i xDrive, 328xi Gran Turismo, 2013-2017 X3 sDrive28i, X3 xDrive28i, 2015-2018 X4 xDrive28i, 2015-2016 428xi vehicles. An improperly sealed electrical connector on the water pump may be exposed to water and short circuit.

Risk: An electrical short increases the risk of a fire.

Fix: Dealers will inspect and replace the water pump and plug connector as necessary, and install a protective shield, free of charge. Owner notification letters were mailed on March 28, 2025. Owners may contact BMW customer service at 1-800-525-7417.

Fuel Cost Calculator for 2016 Bmw 428I

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$1,778

Per month

$148

Per mile

14.8¢

MPG

City driving (worst-case MPG)

$2,087/yr

Highway driving (best-case MPG)

$1,412/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2016 Bmw 428I

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$1,971

Full coverage / month

$164

Liability only / year

$710

vs US avg

+18%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-luxury)1.28x

× theft risk1.00x

× safety rating1.00x

× vehicle age0.92x

= Full coverage estimate$1971

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Bmw 428I Service Intervals

Oil change

10K mi / 12 mo

Tire rotation

10K mi

Brake fluid

24 months

Transmission fluid

60K mi

Engine coolant

100K mi

Spark plugs

60K mi

Cabin air filter

15K mi

Engine air filter

30K mi

Differential (AWD/4WD)

60K mi

Condition-Based Service (CBS) tells you exactly when service is due. Transmission fluid was labeled 'lifetime' but many owners service at 60K-100K.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Bmw New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

4 yr / 50K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

12 yr / unlimited mi

Roadside assistance

4 yr / unlimited mi

Corrosion is unlimited miles for 12 years

These are the terms for a new Bmw. If you're buying a used 2016 428I, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Bmw dealer for VIN-specific remaining warranty.

Estimated Repair Costs

ELECTRICAL(~50K mi)

$500

ENGINE(~50K mi)

$500

OTHER(~50K mi)

$500

VISIBILITY(~50K mi)

$500

BRAKES(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 70 owner complaints for this specific year, here's what to check or ask about:

☐
ELECTRICAL: THE DOOR LOCK ACTUATOR-DRIVER'S SIDE PERIODICALLY STICKS IN A LOCKED POSITION. WHEN I ATTEMPT TO EXIT THE CAR,THE LOCKING MECHANISM DOES NOT RELEASE WHEN DOOR HANDLE IS PULLED.I HAVE TO PRESS UNLOCK BUTTON TO DEACTIVATE THE LOCK AND HAVE HANDLE RETURN TO NORMAL FUNCTION.I BELIEVE THIS IS A SAFETY
Typically appears around 50K miles. Repair cost ~$500
☐
ENGINE: WHEN DIVING ON THE FREEWAY I HAD AN DRIVE TERRAIN MALFUNCTION ERROR IN MY BMW 4281. MY CAR STARED TO SLOW DOWN EXTREMELY FAST AND I COULD NOT ACCELERATE TO GET OVER TO THE FAR RIGHT LANE SAFELY. EVERYTHING SEEMED TO BE IN SOME LOCK MODE AND I WOULD PRESS THE GAS AND WOULD ONLY GO LESS THAN 20 MPH.
Typically appears around 50K miles. Repair cost ~$500
☐
OTHER: EXPLODING SUNROOF. SUNROOF WAS IN THE FULL OPEN POSITION WHEN IT JUST SUDDENLY EXPLODED. IT SOUNDED LIKE A GUN GOING OFF IN THE CAR. GLASS SHARDS WENT FLYING DOWN ON ME. ONE SHARD WENT INTO MY HAND. I WAS ON AN ENTRANCE RAMP TO THE INTERSTATE ON A SUNNY DAY WHEN IT HAPPENED. SPEED WAS APPROXIMATELY
Typically appears around 50K miles. Repair cost ~$500
☐
VISIBILITY: EXPLODING SUNROOF. SUNROOF WAS IN THE FULL OPEN POSITION WHEN IT JUST SUDDENLY EXPLODED. IT SOUNDED LIKE A GUN GOING OFF IN THE CAR. GLASS SHARDS WENT FLYING DOWN ON ME. ONE SHARD WENT INTO MY HAND. I WAS ON AN ENTRANCE RAMP TO THE INTERSTATE ON A SUNNY DAY WHEN IT HAPPENED. SPEED WAS APPROXIMATELY
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 1 recall have been completed — free at any Bmw dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)

Bmw 428I — Year Comparison

How does 2016 compare to other years? Fewer complaints = more reliable.

Full years-to-avoid analysis →

NHTSA Safety Rating

No NHTSA safety rating available

At a Glance

Complaints: 70
Recalls: 1
Fire reports: 0
Crash reports: 1
Injury reports: 1
Segment avg: 70

Check a Specific VIN

See recalls for YOUR 2016 Bmw 428I

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