Is the 2020 Lincoln CONTINENTAL reliable?

The 2020 Lincoln CONTINENTAL has 7 complaints filed with NHTSA (0.2x the segment average). Our reliability verdict: excellent. Most common issue: OTHER problems.

What are common problems with the 2020 Lincoln CONTINENTAL?

Top problems: OTHER (2 complaints, avg repair $500); DRIVER ASSIST/CAMERAS (2 complaints, avg repair $500); ELECTRICAL (1 complaints, avg repair $500). Issues typically appear around 50K miles.

Are there any recalls on the 2020 Lincoln CONTINENTAL?

Yes, there are 2 recall(s): BACK OVER PREVENTION: SENSING SYSTEM: CAMERA, BACK OVER PREVENTION:SOFTWARE. Contact any Lincoln dealer to verify if recalls have been completed on your specific vehicle.

How much does it cost to fuel a 2020 Lincoln CONTINENTAL?

The 2020 Lincoln CONTINENTAL gets 19 MPG combined. At current US average gas prices, driving 12,000 miles per year costs roughly $2526. See the interactive fuel cost calculator on this page for state-specific pricing.

How much does it cost to insure a 2020 Lincoln CONTINENTAL?

Estimated US average full-coverage insurance for the 2020 Lincoln CONTINENTAL is approximately $2,014/year (sedan-luxury class). Actual quotes vary heavily by state, driver age, driving record, and credit — see the interactive insurance estimator on this page for state-specific pricing.

2020 Lincoln CONTINENTAL

Problems, Recalls & Reliability Report

Excellent Reliability

Quick Summary

The 2020 Lincoln CONTINENTAL has 7 owner complaints filed with NHTSA — that's 0.2x the segment average of 37. The most common issue is other problems (29% of all complaints), specifically: unexplained crack in windshield. crack appeared without any external object striking the windshield. temperature was in the 70s and not freezing temperatures all year (living in fresno ca). not sure when it happened, but i noticed it when the car was parked after driving about 7 miles.. There are 2 recalls issued for this model year.

1 injury

Total Complaints

Recalls Issued

5/5

Safety Stars

0.2x

vs Segment Avg

Known Problems(top 5 of 5)

OTHER

2 complaints

29%

• UNEXPLAINED CRACK IN WINDSHIELD. CRACK APPEARED WITHOUT ANY EXTERNAL OBJECT STRIKING THE WINDSHIELD. TEMPERATURE WAS IN THE 70S AND NOT FREEZING TEMPERATURES ALL YEAR (LIVING IN FRESNO CA). NOT SURE WHEN IT HAPPENED, BUT I NOTICED IT WHEN THE CAR WAS PARKED AFTER DRIVING ABOUT 7 MILES.
• Passenger Door Latch sensor failure. Door Latches were under recall 2017 to 2019 Lincoln Continental sedans built from Nov. 30, 2015, through Nov. 14, 2018, at Ford's Flat Rock assembly plant in Michigan to include 2020 manufactured in Flat Rock. My car was manufactured in Flat Rock, MI

Typical onset: 50K miles Est. repair: $500

“UNEXPLAINED CRACK IN WINDSHIELD. CRACK APPEARED WITHOUT ANY EXTERNAL OBJECT STRIKING THE WINDSHIELD. TEMPERATURE WAS IN THE 70S AND NOT FREEZING TEMPERATURES ALL YEAR (LIVING IN FRESNO CA). NOT SURE WHEN IT HAPPENED, BUT I NOTICED IT WHEN THE CAR WAS PARKED AFTER DRIVING ABOUT 7 MILES.”

— NHTSA complaint filing

Recalls (2)

BACK OVER PREVENTION: SENSING SYSTEM: CAMERA26/08/2022

Ford Motor Company (Ford) is recalling certain 2017-2020 F-Super Duty F-250, F-350, F-450, and 2017-2020 Lincoln Continental vehicles equipped with the 360-degree camera system. Degradation of the camera's anit-reflective lens coating can lead to a foggy or cloudy rearview camera image.

Risk: Lack of a clear rearview camera image can reduce the driver's visibility of what is behind the vehicle, increasing the risk of a crash.

Fix: Dealers will replace the rearview camera, free of charge. Owner notification letters were mailed July 14, 2023. Owners may contact Ford customer service at 1-800-1-866-436-7332. Ford's number for this recall is 22S51.

Fuel Cost Calculator for 2020 Lincoln CONTINENTAL

Live EIA prices

Annual miles driven: 12,000

Your state (affects local gasoline price)

Per year

$2,527

Per month

$211

Per mile

21.1¢

MPG

City driving (worst-case MPG)

$3,001/yr

Highway driving (best-case MPG)

$1,920/yr

Based on EPA fuel-economy ratings and EIA weekly retail prices (2026-07-20). Real-world cost varies with driving style, trim/engine, terrain, and traffic.

5-Year Gas Price History

EIA weekly retail data · 2021 → today

Show:

Current

$4.00

5-year low

$2.78

5-year high

$5.01

Since 2021

+27%

Source: US Energy Information Administration weekly retail gasoline prices.

Estimated Insurance Cost for 2020 Lincoln CONTINENTAL

Estimate only, not a quote. Modeled from NAIC + HLDI averages for a hypothetical 35-year-old driver with clean record + full coverage. Your actual quote depends heavily on your age, driving history, credit, ZIP code, and insurer.

Your state (affects local premium average)

Full coverage / year

$2,014

Full coverage / month

$168

Liability only / year

$668

vs US avg

+20%

How this estimate is calculated

US base full-coverage premium$1674

× state (US)1.00x

× vehicle class (sedan-luxury)1.28x

× theft risk1.00x

× safety rating0.94x

× vehicle age1.00x

= Full coverage estimate$2014

Coverage assumed: 100/300/100 liability + comprehensive/collision, $500 deductibles. Data sources: NAIC 2024 + HLDI loss studies.

Maintenance & Warranty

Recommended Lincoln CONTINENTAL Service Intervals

Oil change

10K mi / 12 mo

Tire rotation

8K mi

Brake fluid

36 months

Transmission fluid

30K mi

Engine coolant

100K mi

Spark plugs

100K mi

Cabin air filter

20K mi

Engine air filter

30K mi

Differential (AWD/4WD)

30K mi

Complimentary maintenance for select models; check with your dealer for eligibility.

"Severe service" conditions (heavy towing, extreme temps, city stop-and-go) typically halve these intervals. Always consult your vehicle's owner's manual for the authoritative schedule.

Lincoln New-Vehicle Warranty Coverage

Bumper-to-bumper (basic)

4 yr / 50K mi

Powertrain

6 yr / 70K mi

Hybrid/EV battery

8 yr / 100K mi

Corrosion (rust perforation)

5 yr / unlimited mi

Roadside assistance

6 yr / 70K mi

These are the terms for a new Lincoln. If you're buying a used 2020 CONTINENTAL, remaining coverage is usually pro-rated from the vehicle's original in-service date. Not all coverage transfers between owners — check with a Lincoln dealer for VIN-specific remaining warranty.

Estimated Repair Costs

OTHER(~50K mi)

$500

DRIVER ASSIST/CAMERAS(~50K mi)

$500

ELECTRICAL(~50K mi)

$500

BRAKES(~50K mi)

$500

DOORS/LATCHES(~50K mi)

$500

Estimates based on average reported repair costs. Actual costs vary by location, shop, and severity.

🔍 Pre-Purchase Inspection Checklist

Based on 7 owner complaints for this specific year, here's what to check or ask about:

☐
OTHER: UNEXPLAINED CRACK IN WINDSHIELD. CRACK APPEARED WITHOUT ANY EXTERNAL OBJECT STRIKING THE WINDSHIELD. TEMPERATURE WAS IN THE 70S AND NOT FREEZING TEMPERATURES ALL YEAR (LIVING IN FRESNO CA). NOT SURE WHEN IT HAPPENED, BUT I NOTICED IT WHEN THE CAR WAS PARKED AFTER DRIVING ABOUT 7 MILES.
Typically appears around 50K miles. Repair cost ~$500
☐
DRIVER ASSIST/CAMERAS: The contact owns a 2020 Lincoln Continental. The contact stated that while shifted into reverse, the rear-view camera became foggy. No warning lights were illuminated. The vehicle was not diagnosed or repaired. The contact then received notification of the NHTSA Campaign Number 22V644000 (Back Over
Typically appears around 50K miles. Repair cost ~$500
☐
ELECTRICAL: TL* THE CONTACT LEASED A 2020 LINCOLN CONTINENTAL. THE CONTACT STATED THAT WHILE OPENING THE TRUNK FROM THE DASHBOARD AND UNLOADING GROCERIES FROM THE TRUNK, THE TRUNK LID INDEPENDENTLY CLOSED STICKING HIS HEAD. THE CONTACT MENTIONED THAT THERE WAS NO CHIME AND THAT THE TRUNK WAS HEAVY. THE CONTACT
Typically appears around 50K miles. Repair cost ~$500
☐
BRAKES: ON MY 2020 LINCOLN CONTINENTAL THE BRAKE PEDAL IS ABOUT ONE INCH HIGHER THEN THE GAS PEDAL. ON MOST CARS THE BRAKE AND GAS PEDALS ARE EVEN IN HEIGHT. ON THIS CAR WHEN I MOVE MY FOOT TO STOP THE CAR I MUST LIFT MY FOOT. A FEW TIMES THE SIDE OF MY FOOT HAS HIT THE BRAKE PEDAL CAUSING A MOMENTARY
Typically appears around 50K miles. Repair cost ~$500
☐
RECALLS: Verify all 2 recalls have been completed — free at any Lincoln dealer
☐
General: Get a pre-purchase inspection from an independent mechanic ($100-$200)